[et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.16″ _module_preset=”default” background_image=”https:\/\/ruralhousingmortgage.com\/wp-content\/uploads\/2022\/06\/ruralhousing_bkg2-min-scaled.jpg” parallax=”on” inner_max_width=”1200px” global_colors_info=”{}”][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.16″ _module_preset=”default” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_text_align=”center” header_text_color=”#FFFFFF” header_line_height=”1.7em” global_colors_info=”{}”]<\/p>\n

PURCHASE YOUR NEW HOME<\/h1>\n

WITH A USDA HOME LOAN.<\/h1>\n

[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.6″ _module_preset=”default” ul_font=”Montserrat||||||||” ul_text_color=”#FFFFFF” ul_line_height=”32px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

\n
• No Down Payment<\/li>\n
• Low Interest Rates<\/li>\n
• 30 Year Amortization<\/li>\n<\/ul>\n

  [\/et_pb_text][\/et_pb_column_inner][et_pb_column_inner type=”1_2″ saved_specialty_column_type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.6″ _module_preset=”default” ul_font=”Montserrat||||||||” ul_text_color=”#FFFFFF” ul_line_height=”32px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

  \n
  • Government Guaranteed<\/li>\n
  • Flexible Credit Guidelines<\/li>\n
  • Close In 30 Days Or Less<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” header_2_text_color=”#FFFFFF” header_2_font_size=”25px” background_color=”#022338″ custom_margin=”||0px||false|false” custom_padding=”15px|15px|10px|15px|false|true” global_colors_info=”{}”]<\/p>\n

    START YOUR USDA LOAN NOW<\/span><\/h2>\n

    [\/et_pb_text][et_pb_code _builder_version=”4.17.4″ _module_preset=”default” background_color=”#FFFFFF” custom_margin=”0px||0px||true|false” custom_padding=”10px|15px|10px|15px|true|true” global_colors_info=”{}”]\n

    \n

    <\/p>

    <\/ul><\/div>\n
    \n

    \n\n\n\n\n\n\n<\/div>\n

    Loan Type:
    \nUSDA Purchase<\/option>USDA Refinance<\/option><\/select><\/span><\/label>\n<\/p>\n

    Property Location
    \n

    <\/option>Alabama<\/option>Alaska<\/option>Arizona<\/option>Arkansas<\/option>California<\/option>Colorado<\/option>Connecticut<\/option>Delaware<\/option>District of Columbia<\/option>Florida<\/option>Georgia<\/option>Hawaii<\/option>Idaho<\/option>Illinois<\/option>Indiana<\/option>Iowa<\/option>Kansas<\/option>Kentucky<\/option>Louisiana<\/option>Maine<\/option>Maryland<\/option>Massachusetts<\/option>Michigan<\/option>Minnesota<\/option>Mississippi<\/option>Missouri<\/option>Montana<\/option>Nebraska<\/option>Nevada<\/option>New Hampshire<\/option>New Jersey<\/option>New Mexico<\/option>New York<\/option>North Carolina<\/option>North Dakota<\/option>Ohio<\/option>Oklahoma<\/option>Oregon<\/option>Pennsylvania<\/option>Rhode Island<\/option>South Carolina<\/option>Tennessee<\/option>Texas<\/option>Utah<\/option>Vermont<\/option>Virginia<\/option>Washington<\/option>West Virginia<\/option>Wisconsin<\/option>Wyoming<\/option>Armed Forces Americas<\/option>Armed Forces Europe<\/option>Armed Forces Pacific<\/option><\/select><\/span>
    \n<\/label>
    \nLoan Amount
    \n<\/option>Under $100,000<\/option>$100,000-$150,000<\/option>$150,000-$200,000<\/option>$200,000-$250,000<\/option>$250,000-$300,000<\/option>$300,000-$350,000<\/option>$350,000-$400,000<\/option>$400,000+<\/option><\/select><\/span><\/label>[cf7mls_step cf7mls_step-1 \"Next\" \"\"]Purchase Timeframe:
    \n<\/option>Currently Under Contract<\/option>Less than 2 Months<\/option>2-6 months<\/option>More than 6 months<\/option><\/select><\/span>
    \n<\/label>\n<\/p>\n

    Estimate your credit:
    \n<\/option>Bad - Below 620<\/option>Fair - 620 - 680<\/option>Good - 680 - 720<\/option>Excellent - 720+<\/option><\/select><\/span><\/label>\n<\/p>\n

    Have you filed for bankruptcy in the previous 2 years:
    \n

    <\/option>Yes<\/option>No<\/option><\/select><\/span>
    \n<\/label>
    \n[cf7mls_step cf7mls_step-2 \"Back\" \"Next\" \"Step 2\"]Name
    \n<\/span><\/label>\n<\/p>\n

    Email
    \n<\/span><\/label>\n<\/p>\n

    Phone Number
    \n<\/span><\/label>\n<\/p>\n

    [cf7mls_step cf7mls_step-3 \"Back\" \"Step 3\"]\n<\/p>

    <\/div>\n<\/form>\n<\/div>\n[\/et_pb_code][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ _module_preset=”default” max_width=”1200px” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_2_text_color=”#002f48″ header_2_font_size=”30px” global_colors_info=”{}”]<\/p>\n

    ABOUT THE USDA LOAN<\/h2>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font=”||||||||” text_text_color=”#333333″ text_font_size=”18px” text_line_height=”30px” global_colors_info=”{}”]<\/p>\n

    The USDA Loan was created to assist approved lenders in providing low and moderate income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers. Along with a loan backed by the USDA, loan recipients also enjoy $0 down mortgages with 100 percent financing.<\/span><\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#b80a36″ text_font_size=”24px” text_line_height=”40px” global_colors_info=”{}”]<\/p>\n

    The requirements to be eligible for a USDA loan probably aren\u2019t what you think. Complete the form and we will let you know if you qualify.\u00a0<\/span><\/p>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/ruralhousingmortgage.com\/wp-content\/uploads\/2022\/06\/contract_signed-min.png” title_text=”contract_signed-min” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_blurb title=”$0 down mortgages with 100 percent financing” image=”https:\/\/ruralhousingmortgage.com\/wp-content\/uploads\/2022\/06\/check-min.png” icon_placement=”left” _builder_version=”4.16″ _module_preset=”default” header_line_height=”30px” image_icon_custom_margin=”5px||||false|false” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”More homes in areas that qualify as \u201crural\u201d” image=”https:\/\/ruralhousingmortgage.com\/wp-content\/uploads\/2022\/06\/check-min.png” icon_placement=”left” _builder_version=”4.16″ _module_preset=”default” header_line_height=”30px” image_icon_custom_margin=”5px||||false|false” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Lenient eligibility requirements” image=”https:\/\/ruralhousingmortgage.com\/wp-content\/uploads\/2022\/06\/check-min.png” icon_placement=”left” _builder_version=”4.16″ _module_preset=”default” header_line_height=”30px” image_icon_custom_margin=”5px||||false|false” global_colors_info=”{}”][\/et_pb_blurb][et_pb_blurb title=”Rates are often lower than FHA or conventional loans” image=”https:\/\/ruralhousingmortgage.com\/wp-content\/uploads\/2022\/06\/check-min.png” icon_placement=”left” _builder_version=”4.16″ _module_preset=”default” header_line_height=”30px” image_icon_custom_margin=”5px||||false|false” global_colors_info=”{}”][\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_enable_color=”off” use_background_color_gradient=”on” background_color_gradient_direction=”177deg” background_color_gradient_stops=”#ffffff 10%|#f9f9f9 11%” background_color_gradient_start=”#ffffff” background_color_gradient_start_position=”10%” background_color_gradient_end=”#f9f9f9″ background_color_gradient_end_position=”11%” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ _module_preset=”default” max_width=”1200px” custom_margin=”50px||||false|false” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/ruralhousingmortgage.com\/wp-content\/uploads\/2022\/06\/us_map_silhouette1-300×186-1.png” title_text=”us_map_silhouette1-300×186″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_2_font=”Poppins||||||||” header_2_text_color=”#002F48″ header_2_font_size=”30px” header_2_line_height=”38px” global_colors_info=”{}”]<\/p>\n

    IS YOUR NEW HOME’S LOCATION ELIGIBLE?<\/h2>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”18px” text_line_height=”1.87em” global_colors_info=”{}”]<\/p>\n

    \n

    \n

    If you\u2019ve found the home of your dreams, we can tell you if it\u2019s located in an area that qualifies you for the USDA Home Loan. Enter a few details in the form above and we will contact you.<\/p>\n<\/div>\n<\/div>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_2_font=”Poppins||||||||” header_2_text_color=”#002F48″ header_2_font_size=”30px” header_2_line_height=”38px” global_colors_info=”{}”]<\/p>\n

    WHO CAN GET A USDA LOAN?<\/span><\/h2>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”18px” text_line_height=”1.87em” global_colors_info=”{}”]<\/p>\n

    Rural Housing Mortgage will help you find out if your have a qualifying credit score, household income, and are buying a home in a qualifying area. We then work with you to secure your USDA loan.<\/span><\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”18px” text_line_height=”1.87em” ul_font_size=”18px” ul_line_height=”2.2em” global_colors_info=”{}”]<\/p>\n

    Applicants must:<\/strong><\/p>\n

    \n
    • Meet income-eligibility<\/li>\n
    • Meet credit score eligibility<\/li>\n
    • Be a U.S. Citizen, U.S. non-citizen national or Qualified Alien<\/li>\n
    • Purchase a property that meets all program criteria<\/li>\n<\/ul>\n

      [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#B80A36″ text_font_size=”23px” text_line_height=”40px” link_text_color=”#B80A36″ global_colors_info=”{}”]<\/p>\n

      To be eligible for a USDA loan you have to meet a few simple requirements.\u00a0<\/span>CLICK HERE<\/strong><\/a>\u00a0to see a full list of requirements.<\/span><\/p>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#002F48″ custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.16″ _module_preset=”default” custom_css_main_element=”Display:Flex;||align-items:center;” global_colors_info=”{}” custom_css_main_element_last_edited=”on|desktop” custom_css_main_element_phone=”Display:Block” custom_css_main_element_tablet=”Display:Flex;||align-items:center;”][et_pb_column type=”2_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#FFFFFF” text_font_size=”25px” text_line_height=”42px” header_3_text_color=”#FFFFFF” header_3_font_size=”25px” header_3_line_height=”42px” header_3_text_align_tablet=”” header_3_text_align_phone=”center” header_3_text_align_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

      STOP WAITNG. GET YOUR USDA HOME LOAN TODAY!<\/span><\/h3>\n

      [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_text=”GET STARTED” button_alignment=”center” _builder_version=”4.16″ _module_preset=”default” custom_button=”on” button_text_size=”12px” button_text_color=”#FFFFFF” button_bg_color=”#203d50″ button_border_width=”0px” button_border_radius=”0px” button_letter_spacing=”2px” button_use_icon=”off” custom_padding=”10px|60px|10px|60px|true|true” global_colors_info=”{}” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#dee2e4″ button_bg_enable_color__hover=”on” button_text_color__hover_enabled=”on|hover” button_text_color__hover=”#555555″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_image=”https:\/\/ruralhousingmortgage.com\/wp-content\/uploads\/2022\/06\/bkg.png” parallax=”on” global_colors_info=”{}”][et_pb_row column_structure=”3_5,2_5″ use_custom_gutter=”on” gutter_width=”2″ _builder_version=”4.16″ _module_preset=”default” max_width=”1200px” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.16″ _module_preset=”default” background_color=”#ffffff” custom_padding=”35px|15px|35px|15px|true|true” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ _module_preset=”default” header_2_text_color=”#203D50″ header_2_font_size=”30px” header_2_line_height=”38px” custom_margin=”||||false|false” global_colors_info=”{}”]<\/p>\n

      FREQUENTLY ASKED QUESTIONS<\/h2>\n

      [\/et_pb_text][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_text_color=”#B80A36″ text_font_size=”23px” text_line_height=”40px” link_text_color=”#B80A36″ global_colors_info=”{}”]<\/p>\n

      We know you have more questions.\u00a0<\/span>Click here<\/a><\/strong>\u00a0to see a list of frequently asked questions.<\/span><\/p>\n

      [\/et_pb_text][et_pb_toggle title=”Q: What’s The minimum Credit score Requirement?” open_toggle_text_color=”#333333″ toggle_icon=”||fa||900″ open_toggle_icon=”||fa||900″ _builder_version=”4.16″ _module_preset=”default” title_text_color=”#333333″ title_font=”Poppins||||||||” body_font_size=”18px” body_line_height=”1.8em” background_color=”RGBA(255,255,255,0)” border_width_all=”0px” global_colors_info=”{}”]<\/p>\n

      \u201cThere is no minimum score required to get a USDA loan. Most lenders require a minimum credit score of 640; however it is possible to get approved with a lower score if the borrower has strong compensating factors.<\/span><\/p>\n

      [\/et_pb_toggle][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” max_width=”1200px” custom_padding=”0px||0px||true|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”Changes” _builder_version=”4.17.4″ _module_preset=”default” text_font_size=”18px” text_line_height=”1.82em” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

      <\/div>\n

      Ruralhousingmortgage.com is in no way affiliated or endorsed by the United States Department of Agriculture or any government agency.<\/span><\/div>\n

      [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ _module_preset=”default” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” text_font_size=”18px” text_line_height=”1.82em” text_orientation=”center” global_colors_info=”{}”]Ruralhousingmortgage.com is powered by Pinnacle Mortgage, LLC NMLS ID 2333598<\/span>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

      PURCHASE YOUR NEW HOME WITH A USDA HOME LOAN. No Down Payment Low Interest Rates 30 Year Amortization Government Guaranteed Flexible Credit Guidelines Close In 30 Days Or Less START YOUR USDA LOAN NOW\n

      \n

      <\/p>

      <\/ul><\/div>\n\n
      \n\n\n\n\n\n\n<\/div>\n
      Loan Type:
      \nUSDA Purchase<\/option>USDA Refinance<\/option><\/select><\/span><\/label>\n<\/p>\n
      Property Location
      \n
      <\/option>Alabama<\/option>Alaska<\/option>Arizona<\/option>Arkansas<\/option>California<\/option>Colorado<\/option>Connecticut<\/option>Delaware<\/option>District of Columbia<\/option>Florida<\/option>Georgia<\/option>Hawaii<\/option>Idaho<\/option>Illinois<\/option>Indiana<\/option>Iowa<\/option>Kansas<\/option>Kentucky<\/option>Louisiana<\/option>Maine<\/option>Maryland<\/option>Massachusetts<\/option>Michigan<\/option>Minnesota<\/option>Mississippi<\/option>Missouri<\/option>Montana<\/option>Nebraska<\/option>Nevada<\/option>New Hampshire<\/option>New Jersey<\/option>New Mexico<\/option>New York<\/option>North Carolina<\/option>North Dakota<\/option>Ohio<\/option>Oklahoma<\/option>Oregon<\/option>Pennsylvania<\/option>Rhode Island<\/option>South Carolina<\/option>Tennessee<\/option>Texas<\/option>Utah<\/option>Vermont<\/option>Virginia<\/option>Washington<\/option>West Virginia<\/option>Wisconsin<\/option>Wyoming<\/option>Armed Forces Americas<\/option>Armed Forces Europe<\/option>Armed Forces Pacific<\/option><\/select><\/span>
      \n<\/label>
      \nLoan Amount
      \n<\/option>Under $100,000<\/option>$100,000-$150,000<\/option>$150,000-$200,000<\/option>$200,000-$250,000<\/option>$250,000-$300,000<\/option>$300,000-$350,000<\/option>$350,000-$400,000<\/option>$400,000+<\/option><\/select><\/span><\/label>[cf7mls_step cf7mls_step-1 \"Next\" \"\"]Purchase Timeframe:
      \n<\/option>Currently Under Contract<\/option>Less than 2 Months<\/option>2-6 months<\/option>More than 6 months<\/option><\/select><\/span>
      \n<\/label>\n<\/p>\n
      Estimate your credit:
      \n<\/option>Bad - Below 620<\/option>Fair - 620 - 680<\/option>Good - 680 - 720<\/option>Excellent - 720+<\/option><\/select><\/span><\/label>\n<\/p>\n
      Have you filed for bankruptcy in the previous 2 years:
      \n
      <\/option>Yes<\/option>No<\/option><\/select><\/span>
      \n<\/label>
      \n[cf7mls_step cf7mls_step-2 \"Back\" \"Next\" \"Step 2\"]Name
      \n<\/span><\/label>\n<\/p>\n
      Email
      \n<\/span><\/label>\n<\/p>\n
      Phone Number
      \n<\/span><\/label>\n<\/p>\n
      [cf7mls_step cf7mls_step-3 \"Back\" \"Step 3\"]\n<\/p>
      <\/div>\n<\/form>\n<\/div>\nABOUT THE USDA LOANThe USDA Loan was created to assist approved lenders in providing low and moderate income […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","spay_email":"","footnotes":""},"yoast_head":"\n