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PURCHASE YOUR NEW HOME

WITH A USDA HOME LOAN.

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  • Government Guaranteed
  • Flexible Credit Guidelines
  • Close In 30 Days Or Less

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START YOUR USDA LOAN NOW

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ABOUT THE USDA LOAN

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The USDA Loan was created to assist approved lenders in providing low and moderate income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural homebuyers. Along with a loan backed by the USDA, loan recipients also enjoy $0 down mortgages with 100 percent financing.

[/et_pb_text][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#b80a36″ text_font_size=”24px” text_line_height=”40px” global_colors_info=”{}”]The requirements to be eligible for a USDA loan probably aren’t what you think. Complete the form and we will let you know if you qualify. 

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IS YOUR NEW HOME’S LOCATION ELIGIBLE?

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If you’ve found the home of your dreams, we can tell you if it’s located in an area that qualifies you for the USDA Home Loan. Enter a few details in the form above and we will contact you.

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WHO CAN GET A USDA LOAN?

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Applicants must:

  • Meet income-eligibility
  • Meet credit score eligibility
  • Be a U.S. Citizen, U.S. non-citizen national or Qualified Alien
  • Purchase a property that meets all program criteria

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To be eligible for a USDA loan you have to meet a few simple requirements. CLICK HERE to see a full list of requirements.

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STOP WAITNG. GET YOUR USDA HOME LOAN TODAY!

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FREQUENTLY ASKED QUESTIONS

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We know you have more questions. Click here to see a list of frequently asked questions.

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“There is no minimum score required to get a USDA loan. Most lenders require a minimum credit score of 640; however it is possible to get approved with a lower score if the borrower has strong compensating factors.

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Ruralhousingmortgage.com is in no way affiliated or endorsed by the United States Department of Agriculture or any government agency.

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